Driving African Economic Resilience: Rethinking Risk in the Supply Chain

Every single day, across the vast and dynamic expanses of the African continent, millions of tonnes of high-value freight move across roads, sea lanes, and flight corridors.

Transport and logistics form the undisputed economic backbone of Africa, serving as the critical engine that translates trade agreements on paper into the real-world flow of commerce.

Yet, operating within an environment moving at this pace - where supply chain variables shift by the hour; means that operational risks are every bit as complex as the routes themselves.

At Maksure Risk Solutions, we view risk management through a strategic lens that goes far beyond basic, transactional insurance. We engineer comprehensive risk management frameworks that actively safeguard the vital trade lines keeping continental economies moving.

Road freight carries some of the highest exposure levels in the industry. Maksure’s Heavy Commercial Vehicle (HCV) and Fleet Solutions are built specifically around the ground realities of African roads. From comprehensive fleet protection and third-party liability to environmental spill response, driver protection, and specialised cargo-in-transit cover, our policies cushion operations against hijacking, accidents, cargo loss, and compounding delays.

For cross-border transport, regulatory hurdles can halt momentum. To streamline regional movement, Maksure provides direct access to the COMESA Yellow Card Third Party Liability Insurance Cover. Serving as a regional third-party motor liability cover across member states, it covers property damage and bodily injury before vehicles even arrive at border posts, eliminating unnecessary friction at checkpoints.

Modern supply chains span oceans, air routes, and continental corridors, requiring end-to-end protection:

Marine Solutions: Specialised coverage protecting cargo, vessels, marine liabilities, and goods in storage - securing shipments from port of origin to final destination.

Aviation Risk Practice: High-capacity aviation hull, airborne cargo-in-transit, and third-party liability structures tailored for air freight operators, charter fleets, and ground handlers with tight schedules and high-value cargo.

What sets Maksure Risk Solutions apart is our positioning as an Afro-Global insurance broker. We combine deep local operational expertise across African trade corridors with direct access to global market capacity.

Our dedicated corporate risk practice delivers value through specialised advisory services:

Advanced Risk Engineering: Thorough risk audits and hazard identification to establish preventive safety protocols that reduce loss frequency before claims happen.

Facultative Reinsurance Placement: Structuring high-capacity cover and leveraging global markets for mega-fleets, specialized haulage, and high-value transport assets.

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Alternative Risk Transfer (ART) & Cell Captive Structures: Designed for mature transport enterprises aiming to optimize balance sheet efficiency. A Cell Captive framework enables logistics businesses to retain risk intelligently, share in underwriting profits from low-claim fleets, access international reinsurance markets directly, and lower their total long-term cost of risk.

Risk in the transport sector is dynamic, interconnected, and capital-intensive. Leaving your operations exposed to unmanaged volatility imperils not only your bottom line, but the momentum of regional trade itself.

This Transport Month, do not leave your logistics business unprotected. Partner with an Afro-Global broker that understands every kilometre of your journey, every knot on the sea, and every route in the air.

Contact our specialists today at info@maksure.co.za or visit www.maksure.co.za to book a comprehensive risk audit and safeguard your journey.

Maksure Risk Solutions is an Afro-Global independent specialist insurance and reinsurance broker with business footprint in Africa, Asia, East & Western Europe, South America and the Caribbean. We provide innovative and tailor-made risk solutions in Insurance and Reinsurance as well as Risk Financing and Actuarial Consulting geared towards capital management and strengthening our client’s balance sheet. Maksure is also one of the major players in Captive Management (Establishment & Management) in South Africa, Mauritius, Bermuda and various other jurisdictions. We have access into the Lloyds of London with a deep understanding of African markets. Our global nature ensures that our clients access quality capacity as well as some of the world’s latest thinking and solutions.

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